A Home Insurance Policy for your Indiana Home
Your home is your passion and joy. It can be where your most treasured memories are created. It’s also a large investment worth protecting. At Midwest Insurance & Financial Services in Indiana, we offer home insurance policies to homeowners around the state. We are an independent insurance agency with great knowledge and experienced agents ready to answer your home insurance questions. We have modern tools of administration that help us process policies and claims efficiently for optimal service. While a home insurance policy can have many coverage options, below are the most common.
- Structure coverage. This coverage covers your house and other structures both attached and unattached. The structures can include fences, parking, and other structure such as garages and sheds. It also pays for the cost of repairing or rebuilding your house if it is damaged by an insured peril.
- Liability coverage. Pays for medical expenses if a guest is injured while at your home and for property belonging to someone else if damaged while at your house. If you are sued, it will meet the cost of defending yourself in a court of law.
- Additional living expenses. Your house can be damaged to the extent of being uninhabitable. In such a period, you’ll need a temporary place to stay as your house is being repaired. This coverage pays for hotel expenses and other living expenses for you and your family.
- Personal belongings. Replacing your personal belongings can be expensive. This coverage reimburses you if your personal belongings are stolen or damaged. If you own expensive things like collectibles, you should make sure they are included when purchasing your policy.
The above are the most common home insurance coverages. Additional coverage options can include identity fraud, green home coverage, water back up and sump pump discharge coverage, and much more. If you own a home, it’s wise to protect it. Most financing organization will need you to have a home insurance policy when they finance you. Visit or call us at Midwest Insurance & Financial Services in Indiana to protect your home. You can also use our online tool to get a quote.