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Indiana Auto Owners with Auto Insurance Coverage

Auto Insurance

Auto Insurance

As per Indiana auto insurance law, you must meet specific liability requirements to drie. If you don't meet these specifications, your driver's license can be revoked or suspended. Here's what to know before choosing your auto coverage from Midwest Insurance & Financial Services.

Legal Details

In the state of Indiana, in order to drive with a legal license, you need the following liability coverage:

  • Individual bodily injury coverage: a minimum of $25,000
  • Per accident bodily injury coverage: minimum $50,000
  • Property damage coverage: minimum $25,000

Uninsured motorist liability coverage is also required. Uninsured motorists must be covered at a rate equal to that of the insurance holder's coverage.

Optional Coverage

Operating a vehicle with minimal coverage puts you at risk. If you get into an accident and you can't cover the bills, what would you do to pay your debt?

Here are some coverage options that can save you money:

  • Comprehensive coverage: We'll pay for the damages if they are non-collision related such as fire, theft, vandalism, and more.
  • Collision coverage: We'll pay for damages to your vehicle due to collision even if it's your fault.
  • Rental coverage: we help you rent a car while yours gets fixed.
  • Medical coverage: We pay for medical needs or funeral expenses resulting from an accident.
  • Emergency roadside coverage: We help you when you're stuck.
  • Customized parts coverage: We replace custom car parts destroyed in an accident.

At Midwest Insurance & Financial Services, we make it easier to file paperwork with the DMV whenever necessary. We submit the DMV's proof of insurance and any other required paperwork. We also make it easy and as painless as possible to file your claims.

If you're not sure how to secure your coverage, try visiting one of our friendly Indiana agents for a quote. We'll be happy to walk you through the coverage process or try our online rating tool for a quote from home.

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